Short Term Health Insurance

Short term health insurance is a type of health plan that can provide you with temporary medical coverage when you are between health plans, outside enrollment periods or need some coverage in case of an emergency. These plans have available options year round!

What is Short Term Health Insurance?

Short term health insurance may provide you with temporary medical coverage in certain situations. Short term plans tend to be more affordable and can fill in the gaps when traditional plans are not an option. STM’s also provide co-pays, deductibles, and maximum out-of-pocket expense limits. These are set dollar amounts members will be responsible for, rather than just a percentage of every visit you submit claims for. This way you know what you’re paying before actually going to the medical facility, and in the case of a major instance occurring, you’re not stuck with a huge bill.

Why short term health insurance?

  • Affordable and trustworthy alternative to traditional plans
  • You can cancel coverage whenever you’d like without penalties
  • Many different plan designs are available to fit your needs
  • Based on your health and not your income
  • Co-pays at your Primary Doctors or Specialists without having to satisfy your deductible first
  • Deals in set dollar and percentage amounts, not fluctuating discounts
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